KHANDELWAL, M. K. Digital Payment Adoption in E-Commerce: Determinants, Barriers, and Consumer Acceptance. Integrated Journal for Research in Arts and Humanities, [S. l.], v. 4, n. 2, p. 186–190, 2024. DOI: 10.55544/ijrah.4.2.31. Disponível em: https://ijrah.stallionpublication.com/index.php/ijrah/article/view/1038. Acesso em: 19 oct. 2026.